ICBA Education Seminars and Institutes

Ensure the physical safety of your bank, staff, and customers. Cover everything from the basics of bank security to some situations you may not have even prepared for.

The loan review process is critical to the success of any community bank. This process must be structured and requires policies and procedures to ensure timely identification of problem credits, asset quality, and accuracy. The process must also include well-defined classification guidelines to ensure consistent loan ratings.

In this 1.5-day course to be held at the ICBA Center for Innovation, you will learn CRA management best practices to ensure compliance with current rules and regulations. Upon completion, you will earn 13.5 hours of CPE credit, and have the knowledge and tools required to maintain a robust CRA program for your bank.

The commercial real estate investment market is facing challenges, with concerns about cash flow and property valuations. This has led to increased scrutiny from regulators. As an analyst, underwriter, or commercial banker, it is essential to understand how to manage credit risk with real estate borrowers. This session will explore current market trends in residential, office, and investment real estate while attendees learn best practices for underwriting, from the initial request to the final payment, and key warning signs of potential issues.

This advanced session builds on the materials presented in the Loan Review Seminar to take your analysis skills to the next level. Learn about the common loan level challenges, such as the intricacies of computing global cash flows for businesses and their guarantors. Discuss portfolio topics such as concentrations, changes in loan terms, trends in the economy and their impact on your loan review. Engage in lively exchanges as we debate the pros and cons of lending to companies with strong cash flows and weak collateral versus organizations with weak cash flow and strong collateral.

Many of the community banks in the United States can be considered family or closely held institutions. These institutions have a unique set of challenges and opportunities. This presentation will address these challenges as they relate to the family, the board, and management of these closely-held/family-owned institutions.

Join us for this fast, fun, informative session to explore fintech solutions for community banks like yours. Each Accelerator selection process we connect with several fintech companies that have great products and solutions but due to our highly competitive program only a limited number can participate. ThinkTECH Connect is intended to be a quick look at fintech companies that may be of interest to you and your bank. Hear seven-minute pitches from emerging fintech companies designed to help your bank remain efficient, profitable, and competitive.

The Federal Deposit Insurance Corporation Improvement Act of 1991 (FDICIA) was enacted in 1991 to implement regulatory changes that assist in ensuring safety and soundness of financial institutions.

This seminar is designed to meet the needs of agricultural lenders by identifying market issues and providing the tools to assess the borrower’s ability to navigate difficult times.   

Criminals exploit weaknesses in your cybersecurity, and your digital identity is a key target. As a bank, it's essential to protect this area to maintain customer trust and strengthen your brand. Join Craig Schwartz, president of .Bank, along with ICBA member bankers, to learn how to secure your digital channels.

The strategic relationship between Ncontracts and ICBA CRA Solutions represents the alignment of two key players in the Community Reinvestment Act compliance space. Learn about CRA programs that help optimize community banks’ CRA performance, and how they dovetail with Ncontracts’s Nrelief software that provides powerful tools to analyze, geocode, and map loan and deposit data and track investments for an in-depth understanding of a community bank’s CRA performance.

Further details will be available 30 days prior to the webinar date.

Meet your bank’s evolving needs, the expectations of the audit committee, and the examiners! Our curriculum will expand your knowledge of auditing and banking whether you are a veteran auditor or new to the audit function. 

Save $100 when you register for the bundled Financial Statement Analysis and Cash Flow Analysis Seminars.

Assessing creditworthiness of a borrower is about information. This course focuses on the critical issues arising through preparation of financial statements by the borrower, the role of accountants, the calculation of key ratios, and the use of financial statements in the credit decision process. 

Only cash can repay loans. To effectively conduct a complete credit analysis, the sources and uses of cash in the business must be understood. This seminar discusses the mechanics of constructing business cash flow statements and their use of credit analysis.

Treasury management services are essential tools for business customers, helping them manage cash positions and perform various tasks related to their operations. These tasks include managing account balances and handling accounts payable and receivable processes. This session reviews these services, including their use cases and benefits. Participants will learn how to integrate products and services for more efficient operations. Additionally, the session will address how changes in the payments industry can impact the landscape of treasury management offerings.