Bank Compliance Center

In today’s banking environment as soon as one big new regulation is implemented another pops up. ICBA’s compliance training opportunities and exceptional resources, online and offline, will help your community bank stay informed and one step ahead of the regulators.

Recent Compliance News



Mar 27, 2025 | NewsWatch Today
HUD revises residency requirements for FHA loans

The Federal Housing Administration published revisions to residency requirements that will eliminate the “Non-permanent Residents” category in both the Single Family Title I and Title II programs.

Mar 27, 2025 | NewsWatch Today
Treasury publishes final rule removing BOI reporting requirements for U.S. companies

The Treasury Department announced the formal publication of the Financial Crimes Enforcement Network interim final rule that removes the requirement for U.S. companies and U.S. persons to report beneficial ownership information to FinCEN under the Corporate Transparency Act.

Mar 27, 2025 | NewsWatch Today
CFPB withdraws court filing claiming Reg E applies to wire transactions

The Consumer Financial Protection Bureau withdrew a court filing in which it previously argued that online-initiated wire transfers are subject to the Electronic Fund Transfer Act and Regulation E.

Mar 25, 2025 | NewsWatch Today
FinCEN publishes FAQs on border Geographic Targeting Order

The Financial Crimes Enforcement Network published responses to frequently asked questions about its March 11 Geographic Targeting Order to combat the illicit activities and money laundering of Mexico-based cartels and other criminal actors along the southwest border of the United States.

Upcoming Compliance Training
Jun 3, 2025 | Institute - Livestream

Compliance Institute


Jun 24, 2025 | Webinar

Puzzle of Check Compliance


Aug 5, 2025 | Institute - Live

BSA/AML Institute


Compliance Question of the Week

Question: Under Reg E requirements, are there exceptions for providing periodic statements?

ANSWER: 

Exceptions to the periodic statement requirement for certain accounts include:

Preauthorized transfers to accounts.

For accounts that may be accessed only by preauthorized transfers to the account the following rules apply:

(i) Passbook accounts. For passbook accounts, the financial institution need not provide a periodic statement if the institution updates the passbook upon presentation or enters on a separate document the amount and date of each electronic fund transfer since the passbook was last presented.

(ii) Other accounts. For accounts other than passbook accounts, the financial institution must send a periodic statement at least quarterly.

Intra-institutional transfers.

For an electronic fund transfer initiated by the consumer between two accounts of the consumer in the same institution, documenting the transfer on a periodic statement for one of the two accounts satisfies the periodic statement requirement.

Relationship between paragraphs (c)(1) and (2) of this section.

An account that is accessed by preauthorized transfers to the account described in paragraph (c)(1) of this section and by intra-institutional transfers described in paragraph (c)(2) of this section, but by no other type of electronic fund transfers, qualifies for the exceptions provided by paragraph (c)(1) of this section.

Reference: 1005.9(c)

Compliance Vault



The ICBA Compliance Vault is now available as a member benefit to all ICBA members.

The Compliance Vault is a reliable search tool that helps you find answers to your regulatory compliance questions, with access to over 2,500 Q&As, select online courses, and documents.

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Compliance Resources



Earn your Community Bank Compliance Officer Certification at the ICBA Compliance Institute

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To earn the Certified Community Bank Compliance Officer (CCBCO) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exam(s).

The ICBA Compliance Institute is built to meet the needs of seasoned professionals seeking the latest regulatory education and industry best practices as well as newer compliance officers seeking to gain a clear understanding of the fundamental concepts of each regulation.

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