Bank Compliance Center

In today’s banking environment as soon as one big new regulation is implemented another pops up. ICBA’s compliance training opportunities and exceptional resources, online and offline, will help your community bank stay informed and one step ahead of the regulators.

Recent Compliance News



Jun 27, 2025 | NewsWatch Today
Agencies issue 2025 list of CRA geographies

Federal banking regulators issued the 2024 list of distressed or underserved nonmetropolitan middle-income geographies.

May 15, 2025 | NewsWatch Today
CFPB withdraws proposed rule on Regulation V

The Consumer Financial Protection Bureau withdrew its proposed rule on data broker practices (Regulation V), calling it unnecessary or appropriate at this time.

May 7, 2025 | NewsWatch Today
CFPB deprioritizing ‘buy now, pay later’ enforcement actions

The Consumer Financial Protection Bureau announced that it will not prioritize enforcement actions related to “buy now, pay later.”

Mar 27, 2025 | NewsWatch Today
HUD revises residency requirements for FHA loans

The Federal Housing Administration published revisions to residency requirements that will eliminate the “Non-permanent Residents” category in both the Single Family Title I and Title II programs.

Upcoming Compliance Training
Aug 5, 2025 | Institute - Live

BSA/AML Institute


Sep 14, 2025 | Institute - Live

Compliance Institute


Compliance Question of the Week

Question: Is it permissible for teller or other customer service representatives to promote retail non-deposit investment products while handling regular banking activities?

ANSWER:

From the OCC examination manual:

In no case, however, should tellers and other employees, while located in the routine deposit taking area, such as the teller window, make general or specific investment recommendations regarding non-deposit investment products, qualify a customer as eligible to purchase such products, or accept orders for such products, even if unsolicited. Tellers and other employees who are not authorized to sell non-deposit investment products may refer customers to individuals who are specifically designated and trained to assist customers interested in the purchase of such products.

Reference: OCC Retail NDIP Examination Procedures, 2015, page 126.

Compliance Vault



The ICBA Compliance Vault is now available as a member benefit to all ICBA members.

The Compliance Vault is a reliable search tool that helps you find answers to your regulatory compliance questions, with access to over 2,500 Q&As, select online courses, and documents.

Learn more & open the vault

Compliance Resources



Earn your Community Bank Compliance Officer Certification at the ICBA Compliance Institute

Compliance Graphic Square

To earn the Certified Community Bank Compliance Officer (CCBCO) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exam(s).

The ICBA Compliance Institute is built to meet the needs of seasoned professionals seeking the latest regulatory education and industry best practices as well as newer compliance officers seeking to gain a clear understanding of the fundamental concepts of each regulation.

Learn More