ICBA Education Seminars and Institutes

Many community banks have a goal of remaining both relevant and independent. While both are appropriate strategic objectives, neither are achieved passively. Instead, both relevance and independence must be actively pursued. This informative and to-the-point session will present five key strategies to remaining relevant and independent as a community bank.

Today financial services organizations, large and small, are at an inflection point in how best to derive value from AI and Hybrid Cloud and to do it responsibly and with trust. There are unique concerns for the financial sector that must be considered, particulary around data. Learn how AI paired with IBM Cloud for Financial Services can fuel tremendous business innovations while managing risk mitigation, security and compliance requirements along with driving operational resilience.

Staying relevant and increasing your share of wallet in today’s challenging economy is crucial to your bank’s success. In a crowded marketplace, using your bank’s unique identity to stand out and build relationships with your customers and prospects can give you an edge over other community, regional, and national banks in your market. Learn how discovering your bank’s individuality is the foundation of the differentiation of your bank’s brand.

A moderated panel of federal regulators will answer audience questions regarding consumer protection rules and compliance. This session is an excellent opportunity to hear directly from the regulators on what they deem are hot topics, areas to focus on, and what to expect over the next year. Additionally, hear about the latest enforcement actions and the primary issues that the agencies are finding in compliance examinations.

A roundtable discussion of the unique issues concerning mutual and thrift institutions, including regulations that recently became effective that could impact these institutions. Various corporate governance and depositor issues concerning mutual and thrift institutions will also be discussed.

Join fellow community bankers in roundtable discussions where you can ask questions and discuss topics that are important to you. Each table is moderated by industry experts and organized by bank asset size.

Want to meet ICBA? We want to meet you too! We encourage you and your colleagues to join us for an informative and interactive webinar. You’ll learn how to make the most of your new ICBA membership by taking full advantage of all the benefits ICBA has to offer.

The COVID-19 pandemic significantly altered the banking ecosystem to promote safer, virtual options for their employees and clients. To manage the impact of reduced in-person interactions, many financial institutions expanded their use of electronic communication with their clients. These electronic operations are subject to regulatory scrutiny under the Electronic Signatures in Global and National Commerce Act (E-Sign Act). Discuss the specific requirements of the E-Sign Act, how to implement a compliant E-Sign program or identify gaps in your current program, and how to maintain compliance in an ever-changing environment.

CRA Partners offers CRA Education & Training, CRA Support Services, the CRA Collaborative Peer Group, and CRA compliance programs that create safe living environments for older Americans with help from local banks. This short, informative meeting will guide you through optimizing your CRA activities from start to finish.

Over the past two years, the banking industry has been beset with issues related to funding sources as well as growth and quality issues in our lending portfolio. As funding sources become more costly and harder to find, we need to understand how our decisions will impact our bank's assets. Dig into how funding sources influence our credit portfolio decisions, whether being asset sensitive or liability sensitive is the right direction, as well as what areas of lending will best suit your risk tolerance at this time. Plus, discuss how to reinforce your credit culture to maintain the credit risk level desired.

Unidentified risk is unmitigated risk. There are diverse risks embedded in your everyday payment channels and you must understand the types of risk your organization confronts to better protect your bank.

A breach is an organization’s worst nightmare, but should the worst come to pass, it’s not the end of the world. In fact, it’s time to respond. While your cybersecurity team is working to patch things up, the leadership team needs to stay informed. As a key part of your organization, what do you need to pay attention to during this time? What can you do to help prepare before a breach, and what can you do to help during or after one? Wolf & Company’s experts explain what you need to know about breaches, and how they can best be of service during or following an incident.

For the first time, ICBA Payments is offering ALL ICBA member banks access to our exclusive Fraud Loss Protection Plan (FLPP). You do not need to have a Debit or Credit issuing relationship with ICBA Payments to enroll.

Financial institutions rely heavily on third-party relationships to gain efficiency, reduce operational costs, and to meet the evolving technology needs of customers. While third-party relationships are often beneficial, there are risks created by the relationships that need to be identified, assessed, and managed. Discuss the fundamental elements of due diligence and ongoing monitoring based on the Interagency Guidance on Third-Party Relationships issued in June 2023. And learn the importance of SOC reports in achieving monitoring requirements and how to properly digest the information in these reports to avoid common issues identified during audits of third-party risk management programs.

Join us for this fast, fun, informative session to explore fintech solutions for community banks like yours. Each Accelerator selection process we connect with several fintech companies that have great products and solutions but due to our highly competitive program only a limited number can participate.

It’s 2024 and finally, the future we were promised is here. Artificial Intelligence (AI), Machine Learning (ML), and Robotic Process Automation (RPA) are operational and making the fight against financial crime easier and more effective. That is, if you have the requisite skills to take advantage. Otherwise, being a BSA Officer probably feels harder than ever to manage at its current pace of change.

ICBA Securities’ exclusively endorsed broker-dealer Stifel is hosting a webinar this week with its quarterly economic update. Scheduled for 1 p.m. (Eastern time) this Thursday, April 4, the webinar will feature Stifel Chief Economist Lindsey Piegza.

Given the constantly evolving IRA reporting requirements, it is crucial for your financial organization to remain current on the latest mandates.

Check fraud remains one of the most common types of fraud. It is a growing problem for banks because it’s easy to execute. Forgery, alterations, and counterfeit checks continue to be a major issue for banks, and treasury checks are not excluded from fraud. In late 2023, the Treasury amended regulations affecting bank liability for treasury checks.

Operating lines of credit are never easy to analyze. Rarely are any two assessments the same. The key to setting the right line of credit is analyzing the borrower’s cash-to-cash cycle. Learn how to assess management’s stewardship of their cash, build expectations for industry standards, and develop a usable assessment to arrive at the right line of credit amount for your borrower. Explore operating entities in manufacturing, wholesale/distribution, retail, and service sector industries. Since managing credit risk does not end at the closing, participants will be given key monitoring points that help keep the life of the loan in good standing.