Payments

Letters and Testimonies

Letters to Congress

Title Recipient Date
Joint Letter Asking Congress to Fix GENIUS Act Flaw 08/13/25
Letter to House Leaders on Digital Assets Legislation 07/14/25
Letter to House on Stablecoin Legislation 06/23/25
Joint Trades Opposition Letter to Credit Card Rate Cap Amendment 05/21/25
Joint Trades Letter to Congress on Credit Card Competition Act Amendment 05/21/25
ICBA Letter to Senate Ahead of GENIUS Act Stablecoin Vote U.S. Senate 05/16/25
ICBA Letter on April 2 House Financial Services Committee Markup House Financial Services Committee 04/01/25
Statement for the Record of Digital Assets Hearing 02/26/25
Statement for Digital Assets Hearing 02/11/25
Joint Trades Opposition Letter to 10 Percent Credit Card Interest Rate Cap Act 02/05/25
Joint Letter Supporting Senate Secure Payments Act of 2024 Sen. Ted Budd 06/19/24
ICBA Letter Supporting HR 5403 U.S. House of Representatives 05/21/24
Joint Trades Letter Opposing Credit Card Price Control Bill Sen. Josh Hawley 09/20/23
Letter on CBDC Bills Ahead of House Markup House Financial Services Committee 09/19/23
ICBA Letter on House Stablecoin Legislation Ahead of Markup House Financial Services Committee 07/19/23
Joint Financial Sector Letter Opposing Credit Card Routing Bill House, Senate Leaders 07/14/23
State Association Joint Letter Opposing Credit Card Competition Act House, Senate 07/11/23
ICBA Letter on Revised House Stablecoin Draft Bill House Financial Services Committee 06/13/23
Joint Letter Opposing Reintroduction of Credit Card Competition Act Senate, House leaders 06/09/23
Letter on Revised Stablecoin Draft Legislation House Financial Services Committee 05/05/23
Letter Offering Community Bank Perspective on Stablecoin Legislation House Financial Services Committee 04/19/23
Support for House Central Bank Digital Currency Anti-Surveillance State Act Rep. Tom Emmer 03/08/23
Letter on ICBA Lame Duck Agenda Senate, House 11/17/22
State Letter Opposing Credit Card Competition Act House, Senate 10/11/22
Joint Letter Opposing Marshall-Durbin NDAA Amendments Senate 10/04/22
Joint Letter on Credit Card Competition Act House 09/27/22
Letter Opposing House Interchange Bill House 09/21/22
ICBA Letter Opposing Credit Card Competition Act Senate 08/31/22
Letter on Stablecoin Legislation House Financial Services Committee 07/22/22
Joint State Trades Letter to the Senate Judiciary Committe Interchange Hearing Senate Judiciary Committee 05/04/22
Joint Letter for Senate Interchange Hearing Senate Judiciary Committee 05/02/22
Support for Senate CBDC, FedAccount Bill Sens. Cruz, Braun, Grassley 04/04/22
Support for House CBDC, FedAccount Bill Rep. Tom Emmer 04/04/22
Joint Trades Credit Interchange Cap Letter Congress 07/27/21
Hill Payments Charter Letter 116th Congress 10/15/20
Hill Payments Charter Letter 9.29 U.S. House Task Force on Financial Technology 09/29/20

Letters to Regulators

Title Recipient Date
Comments on Credit Card Late Fees CFPB 08/01/22
Comments on Digital Assets Oversight Commerce Department 06/29/22
Comments on CBDC Consultation Paper Federal Reserve 05/20/22
Comments on Fed Accounts Supplemental Proposal Federal Reserve Board 04/22/22
Comments on Remittance Transfer Rule CFPB 04/08/22
Joint Letter on Interchange Federal Reserve Board 02/01/22
Fedwire ISO 20022 Comment Letter Federal Reserve Board 01/03/22
Letter to Boston Fed on FedNow Federal Reserve Bank of Boston 12/10/21
Joint Letter on Payment Chip Disruptions Commerce Department 11/09/21
Comment Letter on Reg J and FedNow Federal Reserve Board 09/08/21

Title Committee Presenter Date