Main Street Matters Blog

The payments landscape continues to evolve. Whereas checks and cash were the dominant payments instruments 40 years ago, today digital payments are becoming an increasingly popular way to pay, and a driving force in the evolution of the relationship between customers and their banks.

ICBA's Kevin Tweddle offers questions to ponder before entering into a fintech partnership.

The Federal Reserve’s development of the FedNow Service provides the opportunity for all banks—both large and small—to capitalize on the value of faster payments and brings significant benefit to community banks and the businesses and consumers they serve.

With Labor Day behind us and summer coming to its unofficial end, now is a good time to reflect on what the community banking industry has achieved so far this year in the advocacy arena—and what remains to be done this fall. Fortunately for the local communities we serve, community banks have followed the historic successes of 2018 with many notable policy victories.

The FDIC announced that the Deposit Insurance Fund reserve ratio has reached 1.38 percent, triggering the distribution of approximately $764 million in assessment credits for community banks with assets under $10 billion.

In honor of National Preparedness Month, ICBA's Jeremy Dalpiaz offers sage advice on preparing for the unexpected to help lessen the long-term impact and expedite recovery.

The anticipation is mounting as the September 30 deadline nears for early-stage and startup fintechs to submit their applications to be a part of ICBA ThinkTECH Accelerator 2.0, powered by The Venture Center.

ICBA's Kevin Tweddle talks with Chris Johnson of First Financial Federal and Brad Bolton of Community Spirit Bank about engaging with fintechs to deliver next-generation innovation to match consumers’ evolving digital expectations.

ICBA's Lindsay LaNore discusses the importance of leveraging ICBA membership for additional networking and learning opportunities.