Find a Community Bank
JOIN THE CONVERSATION WITH ICBA COMMUNITY
ICBA Capital SummitMay 12-15, 2025
Bank Policies
By ICBA Staff
Introduction
Liability for Altered, Forged, and Counterfeit Checks
Presentment Warranties
What Happens if the Paying Bank Refuses to Accept the Fraudulent Check?
Who Has Liability for Paying a Fraudulent Check?
Defenses to Liability
Examples of Negligence
Appendix 1
Appendix 2
Appendix 3
Footnotes
