ICBA Safety and Soundness Committee

The Subcommittee on Safety and Soundness is a strong advocate for community banks before regulatory agencies, monitoring and providing comment on the effect that proposed rules and regulations dealing with safety and soundness will have on community banks.

This would include, but not be limited to, those banking regulations dealing with accounting, capital, corporate governance, commercial real estate, deposit insurance, separation of banking and commerce, and online marketplace lending. From time to time, the Subcommittee will also urge adoption of policies and positions that will enhance community banks’ ability to compete in a safe and sound manner. Whenever possible, the Committee suggests alternatives that will foster reasonable and equitable treatment of community banks and lessen the regulatory burden on community banks’ regulatory problems and concerns.

The Subcommittee will not involve itself in isolated disputes between bankers and regulators. However, the Subcommittee will respond to ICBA members’ concerns that federal regulators’ policies or procedures unfairly or unwisely affect community banks. The Subcommittee may seek input from other subcommittees and ICBA members to ensure that the ICBA’s comments fully reflect the membership.