The agriculture field has faced significant headwinds that have stressed many farmers and lenders alike. Agricultural lending decisions are often handled by bankers with limited knowledge of agriculture. Dive into the world of agricultural lending and its unique attributes while covering key topics such as credit risk, management of factors impacting farms, and analyzing the financial statements. Gain a comprehensive understanding of how to assess creditworthiness, mitigate risks and make informed lending decisions in the agricultural sector.
From attrition catches, sales opportunities mined from your current customer base, and concrete direction that prevents your team from guessing on any number of topics, your bank will positively cash flow with a customer experience program. Don't re-invent the wheel!
Jun 4, 2024
| Webinar| Executive Leadership/C-Suite| ICBA Education
One thing that the rapid pace in banking has revealed is that the ability to change and adapt is a mandatory quality. Amid change it is also important to understand that your underlying foundations make it possible for workgroups, teams, and employees to perform effectively while embracing emerging challenges and opportunities.
With every loan request comes a plethora of numbers: financial statements, taxes, and various schedules. All this information, can cause many deals to quickly languish due to analysis paralysis.
Learn the meaning and use of specific information that any banker must examine and understand. Starting with Common Sizing, walk through the current ratio, cash flow coverage, leverage, and the cash-to-cash cycle to comprehend the data you’re given and its significance.
Jun 6, 2024
| Webinar| Executive Leadership/C-Suite| ICBA Education
Delve into the often-neglected realm of business banking, specifically non-consumer exception handling for ACH, check, and wire transactions. Discover the sources of relevant rules and guidance, understand your liability, and explore strategies for safeguarding your organization.
Post-pandemic portfolios have performed admirably, with minimal troubled credits, late payments, and charge-offs. Despite fair economic conditions, it's important to remember that bad loans often emerge during good times, lurking beneath the surface.
Want to meet ICBA? We want to meet you too! We encourage you and your colleagues to join us for an informative and interactive webinar. You’ll learn how to make the most of your new ICBA membership by taking full advantage of all the benefits ICBA has to offer.
Jun 12, 2024
| Webinar| Cybersecurity| Cybersecurity Events
This event will exercise and enhance the capabilities of community banks and the financial services sector in identifying, mitigating, responding to, and recovering from cyber incidents. Registration for this event is now closed.
Ascensus conducts countless compliance audits for financial organizations across the U.S., oftentimes finding issues that could result in substantial IRS penalties due to non-compliance with IRS requirements.
Jun 13, 2024
| Webinar| Frontline| ICBA Education| Security
Situational awareness is a developed skill and a major part of crime prevention. Enhance your awareness and observation skills to become more mindful of your surroundings. Learn how perception can differ from reality and why observers may describe the same incident differently. Program attendees will gain strategies to improve crime prevention efforts and memory retention.
Brokered deposits provide an important source of funding for community banks. Recent changes to FDIC rules and guidance have offered clarity in certain areas of the brokered deposit regulatory regime while creating uncertainties in other areas. Discuss the general legal framework surrounding brokered and core deposits, and industry trends.
Every bank failure in a lesson in risk management and what not to do. From bank failures in the 1980s and 1990s to the recent implosion of Silicon Valley Bank, the stories are different, but the underlying themes are often strikingly similar.
From attrition catches, sales opportunities mined from your current customer base, and concrete direction that prevents your team from guessing on any number of topics, your bank will positively cash flow with a customer experience program. Don't re-invent the wheel!
Jun 25, 2024
| Webinar| Director| Executive Leadership/C-Suite| ICBA Education
At its core, community banking is risk management. In addition to community banks’ commitment to risk management on a day-to-day basis, it is important that community banks utilize insurance to protect themselves, their directors and officers from both internal and external risks. Discuss key insurance protections, with a focus on directors’ and officers’ insurance policies and financial institution bonds, as well as relevant insurance issues that can be applied to insurance protections in other areas of community bank operations.
Best Community Banks to Work For is an employee-climate research pulse that doubles as a competition with marketing perks. Results are collected in August and winners are announced early December. Join the brief, informative webinar to learn about the design, components, and complimentary reporting included (Administered by Avannis, the ICBA Preferred Service Provider for employee and customer experience feedback).
Jun 26, 2024
| Webinar| Human Resources| ICBA Education| Security
Incidents of violence in the workplace are increasing, but there are many steps employers can take to reduce the chance of becoming a victim. Familiarize yourself with preventive policies and procedures as well as tips for recognizing the warning signs and red flags when dealing with potential perpetrators.
Join ICBA experts for a quarterly update on industry news and highlights. The 75-minute briefing will include details about regulations and congressional events from inside the Capital Beltway and across the U.S. We want to hear from you; participants are encouraged to bring questions to the briefing as the ICBA experts will answer questions from community bankers during the Q&A session.
Recognizing that you have a troubled credit in your portfolio is traumatic enough. Having to deal with a declining relationship that may cause your bank a significant loss can create an outright panic. Instead of freezing or believing that things will get better on their own, now is the time to blaze the path forward to avoid a charge off.
Best Community Banks to Work For is an employee-climate research pulse that doubles as a competition with marketing perks. Results are collected in August and winners are announced early December. Join the brief, informative webinar to learn about the design, components, and complimentary reporting included (Administered by Avannis, the ICBA Preferred Service Provider for employee and customer experience feedback).